WMT – WALMART INC. (HQ: USA/Industry: Food & Staples Retailing)
52 Week Lo/Hi Price: 132.01 / 160.77
Previous Closing Price: 154.62
Margin of Safety Intrinsic Value Price: 42.92

10-Year Financial Summary (Recent/Average)
Revenue: $572.8B/$507B, with 1 declining year and 2.4% YoY growth
EPS (USD): 4.87/4.43, with 6 declining years and 2.5% YoY growth
BV (USD): 29.80/25.50, with 1 declining year and 3.3% YoY growth
FCF: $11.1B/$16.3B, with 6 declining years and -57.1% YoY decrease
Dividend: Increased 38%, with 0 declining years
Share Count: Decreased -17%

To value the business at the current market price the company would need more than a 12% per year growth for the next 10-years

RDS.A – SHELL PLC (HQ: Netherlands/Industry: Oil, Gas & Consumable Fuels)
52 Week Lo/Hi Price: 36.32 / 58.68
Previous Closing Price: 56.91
Margin of Safety Intrinsic Value Price: 15.79

10-Year Financial Summary (Recent/Average)
Revenue: $261.5B/$331.9B, with 7 declining years and 44.8% YoY growth
EPS (USD): 2.57/1.62, with 6 declining years
FCF: $26.1B/$13.7B, with 5 declining years and 49% YoY growth
Dividend: Decreased -57%, with 4 declining years
Share Count: Increased 25%

To value the business at the current market price the company would need more than a 15% per year growth for the next 10-years

RCII – RENT-A-CENTER, INC. (HQ: USA/Industry: Specialty Retail)
52 Week Lo/Hi Price: 22.70 / 67.76
Previous Closing Price: 26.19
Margin of Safety Intrinsic Value Price: 18.62

10-Year Financial Summary (Recent/Average)
Revenue: $4.6B/$3.1B, with 3 declining years and 62.9% YoY growth
EPS (USD): 2.02/-0.37, with 4 declining years and -45.8% YoY decrease
BV (USD): 12.91/15.35, with 2 declining years and 29.2% YoY growth
FCF: $330M/$149M, with 5 declining years and 63.4% YoY growth
Dividend: Increased 84%, with 3 declining years
Share Count: Increased 14%

The stock is fairly valued but only takes into account a 77% margin of safety when ideally it should be 55%

WEN – THE WENDY’S COMPANY (HQ: USA/Industry: Hotels, Restaurants & Leisure)
52 Week Lo/Hi Price: 18.95 / 29.46
Previous Closing Price: 19.36
Margin of Safety Intrinsic Value Price: 6.53

10-Year Financial Summary (Recent/Average)
Revenue: $1.9B/$1.9B, with 5 declining years and 9.4% YoY growth
EPS (USD): 0.89/0.61, with 2 declining years and 71.2% YoY growth
FCF: $268M/$107M, with 3 declining years and 24.7% YoY growth
Dividend: Increased 330%, with 1 declining year
Share Count: Decreased -43%

To value the business at the current market price the company would need more than a 16% per year growth for the next 10-years

UNTN – UNITED TENNESSEE BANKSHARES, INC. (HQ: USA/Industry: Thrifts & Mortgage Finance)
52 Week Lo/Hi Price: 23.31 / 27.95
Previous Closing Price: 26.50
Margin of Safety Intrinsic Value Price: 26.66

10-Year Financial Summary (Recent/Average)
Revenue: $6M/$6M, with 2 declining years and 0% YoY growth
EPS (USD): 1.97/1.81, with 5 declining years and 40.7% YoY growth
BV (USD): 31.78/27.40, with 2 declining years and 2.3% YoY growth
FCF: $3M/$3M, with 3 declining years and 50% YoY growth
Dividend: Decreased -43%, with 1 declining year
Share Count: Remained the same

The stock is trading below its margin of safety intrinsic value by 1%