PRTY – PARTY CITY HOLDCO INC. (HQ: USA/Industry: Specialty Retail)
Part City is a leading party goods retailer in the he United States. Making it easy for customers to find the perfect party solution through its assortment of party products, balloons, and costumes for their celebration aided by the support of the company’s party experts both in-store and online.

Recent 10-Year Financial Summary
Revenue: Increased 16%, with 3 declining years
EPS: Decreased -109%, with 4 declining years and currant year being negative
FCF: Decreased -136%, with 5 declining years and currant year being negative
Share Count: Decreased -4%
Company does not pay a dividend

The stock is trading at a fair valuation but does not take into account a sufficient margin of safety

SEC filing link: https://www.sec.gov/edgar/browse/?CIK=1592058&owner=exclude

CI – CIGNA CORPORATION (HQ: USA/Industry: Health Care Providers & Services)
Cigna is a global health services company uniquely capable of driving affordable, predictable and simple health care, with expansive and deep capabilities that accelerate its strategy to achieve a mission of improving health, well-being and peace of mind.

Recent 10-Year Financial Summary
Revenue: Increased 498%, with 0 declining years
EPS: Increased 180%, with 3 declining years
BV: Increased 330%, with 1 declining year
FCF: Increased 211%, with 3 declining years
Share Count: Increased 18%
Dividend: Increased 9,900%, with 0 declining years

The stock is trading at a fair valuation but does not take into account a sufficient margin of safety

SEC filing link: https://www.sec.gov/edgar/browse/?CIK=1739940&owner=exclude

GDOT – GREEN DOT CORPORATION (HQ: USA/Industry: Consumer Finance)
Green Dot is a financial technology and registered bank holding company committed to giving all people the power to bank seamlessly, affordably, and with confidence. The company’s technology platform enables it to build products and features that address the most pressing financial challenges of consumers and businesses, transforming the way they manage and move money, and making financial empowerment more accessible for all.

Recent 10-Year Financial Summary
Revenue: Increased 161%, with 0 declining years
EPS: Increased -21%, with 5 declining years
BV: Increased 116%, with 1 declining year
FCF: Increased 69%, with 5 declining years
Share Count: Increased 53%
Company does not pay a dividend

The stock is trading at a fair valuation but does not take into account a sufficient margin of safety

SEC filing link: https://www.sec.gov/edgar/browse/?CIK=1386278&owner=exclude

OLN – OLIN CORPORATION (HQ: USA/Industry: Chemicals)
Olin is a manufacturer concentrated in three diverse business segments:  Chlor Alkali Products and Vinyls which produces a wide array of chemicals, Epoxy which produces a full range of epoxy materials and precursors, and Winchester which produces sporting ammunition. 

Recent 10-Year Financial Summary
Revenue: Increased 308%, with 3 declining years
EPS: Increased 330%, with 7 declining years
BV: Increased 22%, with 5 declining years
FCF: Increased 6,317%, with 4 declining years
Share Count: Increased 101%
Dividend: Increased 0%, with 0 declining years

To value the business at their current market price the company would need more than a 10% per year growth for the next 10-years

SEC filing link: https://www.sec.gov/edgar/browse/?CIK=74303&owner=exclude

PB – PROSPERITY BANCSHARES, INC. (HQ: USA/Industry: Banks)
Prosperity Bancshares provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The company’s market consists of the communities served by its banking centers. Believing that the Company, through its responsive customer service and community banking philosophy, combined with the sophistication of a larger regional bank holding company, has a competitive advantage in its market areas and excellent growth opportunities through acquisitions, new banking center locations and additional business development.

Recent 10-Year Financial Summary
Revenue: Increased 146%, with 4 declining years
EPS: Increased 73%, with 5 declining years
BV: Increased 86%, with 2 declining years
FCF: Increased 243%, with 3 declining years
Share Count: Increased 79%
Dividend: Increased 149%, with 0 declining years

The stock is trading below its margin of safety intrinsic value

SEC filing link: https://www.sec.gov/edgar/browse/?CIK=1068851&owner=exclude