CAT – CATERPILLAR INC. (HQ: USA/Industry: Machinery)

52 Week Lo/Hi: 179.67 / 246.69

10-Year Financial Summary (Recent/Average)
Revenue: $51B/$50.9B, with 6 declining years and 22.1% YoY growth
EPS (USD): 11.83/6.18, with 4 declining years and 116.7% YoY growth
BV (USD): 31.10/27.96, with 4 declining years and 13.5% YoY growth
FCF: $4.7B/$3.7B, with 5 declining years and 12.2% YoY growth
Dividend: Increased 118%, with 0 declining years
Share Count: Decreased -18%

To value the business at the current market price the company would need more than a 13% per year growth for the next 10-years

IDCC – INTERDIGITAL, INC. (HQ: USA/Industry: Software)

52 Week Lo/Hi Price: 59.39 / 85.75

10-Year Financial Summary (Recent/Average)
Revenue: $425M/$445M, with 3 declining years and 18.4% YoY growth
EPS (USD): 1.77/3.25, with 4 declining years and 22.9% YoY growth
BV (USD): 23.60/19.97, with 4 declining years and -7.2% YoY decrease
FCF: $92M/$156M, with 5 declining years and -24% YoY decrease
Dividend: Increased 250%, with 2 declining years
Share Count: Decreased -28%

The stock is fairly valued but only takes into account a 85% margin of safety when ideally it should be 70%

CPSS – CONSUMER PORTFOLIO SERVICES, INC. (HQ: USA/Industry: Consumer Finance)

52 Week Lo/Hi Price: 3.85 / 14.77

10-Year Financial Summary (Recent/Average)
Revenue: $193M/$242M, with 3 declining years and 13.5% YoY growth
EPS (USD): 1.84/1.01, with 4 declining years and 104.4% YoY growth
BV (USD): 7.63/6.49, with 2 declining years and 34.8% YoY growth
FCF: $196M/$173M, with 1 declining year and -18% YoY decrease
Company does not pay a dividend
Share Count: Increased 4%
 The stock is trading below its margin of safety intrinsic value by 37%

TILE – INTERFACE, INC. (HQ: USA/Industry: Commercial Services & Supplies)

52 Week Lo/Hi Price: 11.89 / 18.03

10-Year Financial Summary (Recent/Average)
Revenue: $1.2B/$1.1B, with 4 declining years and 8.8% YoY growth
EPS (USD): 0.94/0.59, with 5 declining years
BV (USD): 5.70/5.35, with 3 declining years and 16.6% YoY growth
FCF: $59M/$43M, with 4 declining years
Dividend: Decreased -56%, with 2 declining years
Share Count: Decreased -11%

To value the business at the current market price the company would need more than a 9% per year growth for the next 10-years

OBCI – OCEAN BIO-CHEM, INC. (HQ: USA/Industry: Household Products)

52 Week Lo/Hi Price: 7.50 / 15.21

10-Year Financial Summary (Recent/Average)
Revenue: $64M/$41M, with 1 declining year and 14.3% YoY growth
EPS (USD): 0.89/0.38, with 4 declining years and -12.7% YoY decrease
BV (USD): 4.93/2.87, with 0 declining years and 20% YoY growth
FCF: $-2M/$1M, with 5 declining years and currant year being negative and -150% YoY decrease
Dividend: Decreased 100%, with 1 declining year
Share Count: Remained the same

To value the business at the current market price the company would need more than a 21% per year growth for the next 10-years