AIZ – ASSURANT, INC. (HQ: USA/Industry: Insurance)
52 Week Lo/Hi Price: 144.18 / 194.12
Previous Closing Price: 188.58
Margin of Safety Intrinsic Value Price: 172.54

10-Year Financial Summary (Recent/Average)
Revenue: $10.2B/$9B, with 3 declining years and 1% YoY growth
EPS (USD): 22.83/7.86, with 2 declining years and 226.6% YoY growth
BV (USD): 103.03/82.42, with 2 declining years and 0.7% YoY growth
FCF: $594M/$626M, with 6 declining years and -51.3% YoY decrease
Dividend: Increased 228%, with 0 declining years
Share Count: Decreased -29%

The stock is fairly valued but only takes into account a 93% margin of safety when ideally it should be 85%

XPO – XPO LOGISTICS, INC. (HQ: USA/Industry: Air Freight & Logistics)
52 Week Lo/Hi Price: 51.80 / 90.78
Previous Closing Price: 53.65
Margin of Safety Intrinsic Value Price: 9.63

10-Year Financial Summary (Recent/Average)
Revenue: $12.8B/$10.4B, with 3 declining years and -21.2% YoY decrease
EPS (USD): 2.93/0.48, with 3 declining years and 236.8% YoY growth
BV (USD): 8.83/21.51, with 4 declining years and -65.5% YoY decrease
FCF: $408M/$161M, with 4 declining years and 13.6% YoY growth
Company does not pay a dividend
Share Count: Increased 660%

To value the business at the current market price the company would need more than a 17% per year growth for the next 10-years

IBA – INDUSTRIAS BACHOCO SAB DE CV (HQ: Mexico/Industry: Food Products)
52 Week Lo/Hi Price: 36.98 / 47.80
Previous Closing Price: 45.88
Margin of Safety Intrinsic Value Price: 41.17


10-Year Financial Summary (Recent/Average)
Revenue: $4B/$2.7B, with 0 declining years and 18.8% YoY growth
EPS (USD): 4.94/3.55, with 4 declining years and 28.8% YoY growth
BV (USD): 2.25/1.75, with 2 declining years and 5.8% YoY growth
FCF: $143M/$117M, with 6 declining years and -15.5% YoY decrease
Dividend: Increased 185%, with 5 declining years
Share Count: Remained the same

The stock is fairly valued but only takes into account a 89% margin of safety when ideally it should be 80%

OPI – OFFICE PROPERTIES INCOME TRUST (HQ: USA/Industry: Equity Real Estate Investment Trusts (REITs))
52 Week Lo/Hi Price: 20.18 / 31.69
Previous Closing Price: 20.54
Margin of Safety Intrinsic Value Price: 15.17

10-Year Financial Summary (Recent/Average)
Revenue: $576M/$378M, with 3 declining years and -2% YoY decrease
EPS (USD): -0.17/0.34, with 8 declining years and currant year being negative and -221.4% YoY decrease
BV (USD): 31.10/51.43, with 7 declining years and -8.2% YoY decrease
FCF: $221M/$153M, with 2 declining years and -5.6% YoY decrease
Dividend: Decreased -67%, with 1 declining year
Share Count: Increased 300%

The stock is fairly valued but only takes into account a 80% margin of safety when ideally it should be 55%

SILC – SILICOM LTD (HQ: Israel/Industry: Communications Equipment)
52 Week Lo/Hi Price: 34.14 / 52.75
Previous Closing Price: 35.80
Margin of Safety Intrinsic Value Price: 12.18

10-Year Financial Summary (Recent/Average)
Revenue: $128M/$98M, with 1 declining year and 19.6% YoY growth
EPS (USD): 1.51/1.82, with 5 declining years and 88.8% YoY growth
BV (USD): 23.42/17.11, with 0 declining years and 2.7% YoY growth
FCF: $-5M/$10M, with 6 declining years and currant year being negative and -350% YoY decrease
Company did not pay a dividend last year
Share Count: Remained the same

To value the business at the current market price the company would need more than a 14% per year growth for the next 10-years