CB – CHUBB LTD (HQ: Switzerland/Industry: Insurance)
52 Week Lo/Hi Price: 155.78 / 218.99
Previous Closing Price: 206.10
Margin of Safety Intrinsic Value Price: 215.58

10-Year Financial Summary (Recent/Average)
Revenue: $41B/$28.3B, with 2 declining years and 13.8% YoY growth
EPS (USD): 19.27/9.82, with 3 declining years and 147.4% YoY growth
BV (USD): 139.06/105.35, with 1 declining year and 11.1% YoY growth
FCF: $11.1B/$5.9B, with 2 declining years and 13.9% YoY growth
Dividend: Increased 32%, with 2 declining years
Share Count: Increased 29%

The stock is trading below its margin of safety intrinsic value by 4%

PZZA – PAPA JOHN’S INTERNATIONAL, INC. (HQ: USA/Industry: Hotels, Restaurants & Leisure)
52 Week Lo/Hi Price: 91.53 / 140.68
Previous Closing Price: 100.84
Margin of Safety Intrinsic Value Price: 13.45

10-Year Financial Summary (Recent/Average)
Revenue: $2.1B/$1.7B, with 1 declining year and 14.1% YoY growth
EPS (USD): 0.12/1.33, with 3 declining years and -90.6% YoY decrease
BV (USD): -4.26/-2.37, with 8 declining years and currant year being negative
FCF: $116M/$80M, with 7 declining years and -23.2% YoY decrease
Dividend: Increased 360%, with 1 declining year
Share Count: Decreased -27%

To value the business at the current market price the company would need more than a 21% per year growth for the next 10-years

AN – AUTONATION, INC. (HQ: USA/Industry: Specialty Retail)
52 Week Lo/Hi Price: 88.32 / 133.48
Previous Closing Price: 106.37
Margin of Safety Intrinsic Value Price: 69.07


10-Year Financial Summary (Recent/Average)
Revenue: $25.8B/$20.5B, with 4 declining years and 26.7% YoY growth
EPS (USD): 18.31/5.35, with 2 declining years and 325.8% YoY growth
BV (USD): 37.64/25.52, with 2 declining years and -6.4% YoY decrease
FCF: $1.4B/$451M, with 5 declining years and 34.3% YoY growth
Company does not pay a dividend
Share Count: Decreased -40%

The stock is fairly valued but only takes into account a 92% margin of safety when ideally it should be 60%

CLB – CORE LABORATORIES NV (HQ: Netherlands/Industry: Energy Equipment & Services)
52 Week Lo/Hi Price: 21.08 / 49.87
Previous Closing Price: 29.17
Margin of Safety Intrinsic Value Price: 18.43

10-Year Financial Summary (Recent/Average)
Revenue: $470M/$752M, with 5 declining years and -3.5% YoY decrease
EPS (USD): 0.42/2.39, with 4 declining years
BV (USD): 3.38/2.95, with 4 declining years and 122.4% YoY growth
FCF: $23M/$137M, with 7 declining years and -48.9% YoY decrease
Dividend: Decreased -96%, with 2 declining years
Share Count: Decreased -2%

The stock is fairly valued but only takes into account a 95% margin of safety when ideally it should be 60%

HNRG – HALLADOR ENERGY COMPANY (HQ: USA/Industry: Oil, Gas & Consumable Fuels)
52 Week Lo/Hi Price: 1.85 / 6.17
Previous Closing Price: 4.14
Margin of Safety Intrinsic Value Price: 3.67


10-Year Financial Summary (Recent/Average)
Revenue: $248M/$249M, with 4 declining years and 2.5% YoY growth
EPS (USD): -0.12/0.21, with 6 declining years and currant year being negative
BV (USD): 6.17/6.96, with 3 declining years and -0.5% YoY decrease
FCF: $20M/$22M, with 6 declining years and -37.5% YoY decrease
Company did not pay a dividend last year
Share Count: Increased 7%

The stock is fairly valued but only takes into account a 62% margin of safety when ideally it should be 55%